TX Online Insurance Center

If you are a vehicle owner in Texas whether it an auto or a recreational vehicle such as a motor home, trailer, boat, ATV or motorcycle, you will need to have insurance on the vehicle if you plan on operating it on the public highways, roads or waterways of Texas.  Vehicles of this nature not only need to be registered, they also need to be insured to ensure that you are financially responsible for any damages you cause, both property and bodily.

In Texas, establishing financial responsibility is easy.  In Texas, the minimum amount of liability insurance a driver must have is:

• $25,000 property damage coverage per accident
• $50,000 bodily injury coverage total per accident
• $25,000 bodily injury coverage for one person in a single accident

What Type Of Vehicles Need To Be Insured

• Autos
• Trucks
• Commercial Vehicles
• ATVs
• Boats (all water vessels that carry an engine
• Snowmobiles

Showing Proof of Texas Insurance

Texas enforces their insurance laws greatly.  When motorists are stopped by law enforcement or are involved in an auto accident, they will be asked to show proof of insurance.  Should you not have Proof of Texas insurance, then you will be responsible for stiff penalties and possible suspension of your driving privileges. 

When you obtain insurance online, you are likely to receive a temporary paper ID card.  This will be considered proof of insurance and can be used until you receive you permanent insurance policy ID card. 

Shop for Insurance in Texas

Shopping for insurance online in Texas has become one of the most popular ways to obtain insurance.  Insurance providers offer some great packages at discounted rates.  Many popular Texas insurance providers can be found online such as:

• Geico
• Progressive
• Esurance

4DMV.com brings you all the information you need to know regarding insurance in our Insurance Center.  And, for insurance quotes visit our Insurance Quotes section.  Getting the best for less, is possible with 4DMV.com.